CIBIL score

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CIBIL score CRED Credit Card credit-building Finance Utilization Ratio

Building Credit From Scratch: A Young Indian’s Guide to a Healthy Score

Mumbai (Maharashtra) [India], July 31: Rohit was just 23 when a bank in Pune rejected his two-wheeler loan application. He had a steady IT job, no debts, and enough savings for the down payment. But the guy had zero credit history. To the bank, he wasn’t a bad risk — he was invisible. This kind […]

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Digital India 2.0: How UPI, AI, and Fintech Are Redefining Business Models

Mumbai (Maharashtra) [India], July 23: A decade ago, if you wanted a cup of chai, you’d dig through your pockets for loose change. These days, whether you’re a street vendor in Varanasi or a software engineer in Bengaluru, you pretty much pay the same way: pull out your phone, scan a QR code, tap out […]

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