health insurance
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IRDAI’s New Rule on ‘Material Change’: Is Your Medical Insurance Premium Safe at Renewal?
Mumbai (Maharashtra) [India], November 6: Worried that talk of “material change” could nudge up your premium at renewal? You’re not the only one. In practice, insurers ask whether anything significant has shifted in your health or lifestyle before they renew. That check keeps the contract aligned to real risk so claims can be settled. At […]
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The Hidden Costs Of ‘Cheap’ Health Insurance Plans: A Claim Settlement Ratio Analysis
Mumbai (Maharashtra) [India], November 5: Low premiums look pleasing when comparing health insurance plans, yet the price on the screen can hide expenses that appear only when a claim is made. The real cost often sits in the policy wording and in how efficiently claims are paid. This blog will cover an easy way to read […]
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How to Understand Health Insurance Policy Documents Without Confusion
Mumbai (Maharashtra) [India], October 7: Whenever someone sees a health insurance policy for the first time, it’s incredibly confusing. Because there are so many small details, strange terms, and unfamiliar words and phrases, it feels like a secret code, and most people just ignore all of that and simply sign up for the policy. But […]
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Top Mistakes to Avoid When Buying Health Insurance for Family
Mumbai (Maharashtra) [India], September 17: Choosing the right health insurance for family members in India isn’t as straightforward as it may seem. Between policy brochures full of medical jargon and endless online comparison tools, it’s easy to feel overwhelmed. Many families end up selecting a plan based only on price or brand name, unaware of […]
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What Makes a Health Insurance Plan Worth the Premium?
Mumbai (Maharashtra) [India], August 18: Most of us don’t think about health insurance until something actually goes wrong. Maybe it’s a hospital bill that shakes us, or a medical emergency in the family that makes us realise how important coverage really is. And that’s usually when people start wondering – is my plan good enough? […]
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